Time and again we hear a familiar story: Tales of hard-working Americans who are overwhelmed by debt, have little or nothing in savings, and are on the verge of disaster when the next emergency strikes. The individuals and families are often stuck in a downward economic spiral due to poor decisions and unforeseen circumstances. Recent studies support what we hear: More than 40 percent of the U.S. population lives in “liquid asset poverty” and 30 percent routinely use non-bank

This month, Transformance is taking Pocket Change USA from one coast to the other. Brandon Fitzgerald, Director of Business Development, will present the financial education nonprofit’s new smartphone app at FinCon 2016 in San Diego, Calif. A few days later, Transformance President and CEO Ken Goodgames will be an invited speaker at the National Foundation for Credit Counseling (NFCC) annual conference in Washington, D.C. Both men will have an opportunity to bring awareness t

In a warehouse in northwest Dallas, Services of Hope volunteer Dana Bush spends a few hours moving perishable items into freezers and refrigerators, cleaning the food prep area at the back of the room, and sweeping up dust and debris from the concrete floors. Industrial fans circulate the air in the metal room as sunlight peeks through ventilation fans and a skylight in the 20-foot-tall ceiling. On a folding table, a decades-old AM/FM clock radio is dialed in to a local gospe