A new year, a new view. One of the easiest ways Transformance Outreach Coaches and clients connect is online, usually via regularly scheduled financial education webinars. These online learning sessions provided viewers crucial financial knowledge and best practices on an array of topics: basic budgeting, understanding credit scores or preparing to buy a new home. But clients occasionally reported challenges with the technology and webinar availability. So in late 2016, Trans

When 43 million Americans owe $1.3 trillion in student loan debt, people tend to take notice. At least, we did. At Transformance, we’ve revised our Student Loan Coaching program to better fit the needs of millions of college graduates (or near-grads) saddled with crippling debt. Studies have shown the spillover effect when so many individuals are hindered from reaching their full potential while paying off that degree. We’ve also seen that a significant number of African-Amer

On college campuses across the U.S., young adults are busy reviewing their class schedules, buying textbooks and settling in new dorm rooms. Concerns about paying for the fall semester’s tuition may have been alleviate by a student loan, but how many pursuing a college education are thinking three or four years down the line when those loans need to be repaid? Recent statistics are alarming: 43 million Americans owe nearly $1.3 trillion in student loan debt. The average Class

In 2013, Dallas resident David Hernandez was thrilled to be graduating from The University of Texas at Arlington, proud of his accomplishments and his new degree. Then reality set in, and excitement quickly turned to fear as the 26-year-old struggled to find a job and begin his career. As weeks turned to months with no job prospects, David’s concern grew. Bills began to stack and soon payments for his recently acquired student debt would be due. Relatives were unable to help;