So, do you actually track where your money goes each day?
Not just what you put on a credit or debit card... I mean every single penny? And if you do, how do you do it? Pen and paper? Do you stash and dash with your receipts? Do you log everything into excel or your favorite spreadsheet? Do you use a smartphone or tablet app that makes it super easy? Not sure where to start? There are lots of choices.
First off, no matter what you do, do something. There is no better way to be in control of your money than knowing where it goes, and knowing if you spend and save the same way you draw out your monthly spending plan and your year-long goals.
Second, Transformance offers a webinar "Expense Tracking with Apps" to review all the best apps that can help you track your spending. You can also have your employer request Transformance to come out to teach that, or any of our classes! So we challenge you, no matter how you do it, track all of your expenses, down to the very last penny, for 30 days, and truly know where your money goes!