How do you deal with holiday debt?

It is generally one of the top New Years Resolutions. Getting out of debt (along with losing weight) is a leading resolution each year. Of course, if it were that easy, everyone would be debt-free.

That's why our certified credit counselors are ready at the call to assist you. The Dallas Morning News recently wrote a story about it. So, besides, spending less and saving more which can be applied to the holiday bills, how do you tackle it? Any secrets you'd like to share with our community?